Archive for June, 2009

Working for an insurance company myself, I found this story interesting:

Liability Issues Over Hudson Crash

The gist of the story is that AIG, which provides aviation liability insurance for U.S. Airways, is refusing to pay off the losses to passengers of the Flight 1549 which went down in the Hudson.  Now AIG has taken a lot of heat for the actions of the company, and a lot of it is deservedly so.  However, this is not an action that they should take heat for.

Insurance exists to cover specific things.  It does not exist as a pool of money to be collected from any time something bad may happen.  Specific events must occur to trigger coverage.  In the case of liability insurance, it exists to cover the insured for costs incurred in the defense and settlement of claims of negligence.  In this case, not only should AIG defend U.S. Airways, it has an obligation to do so.  From all appearances, the actions of U.S. Airways was not only not negligent, it actually exceeded what could reasonably be expected.  Those passengers are lucky to still be alive. (more…)


Cool Mythbusters Episode

Posted: June 23, 2009 in Miscellaneous

Discovery is re-running probably my favorite Mythbusters episode of all time tomorrow (Wednesday) night.  How much force does it take to pull apart two phone books with the pages interlaced with each other?  Watch tomorrow, it’s really amazing!

Healthcare Reform

Posted: June 21, 2009 in Politics

So Obama is going to try to tackle healthcare reform?  Good luck with that!  I don’t believe there is a challenge that is more daunting than trying to fix the healthcare system.  So many cogs in this machine, all trying to protect their best interests.  It’s hard to envision where to even start.

I have always imagined a healthcare system, in a very generic sense, that has two distinct tiers.  One tier would be comprise of healthcare for emergency services and expensive, critical procedures.  This tier would be covered by some form of insurance, whether it is provided by the private sector or the government (or both).  The other tier would be comprise of heathcare for non-emergency routine services and optional procedures.  Consumers would generally be expected to pay out of pocket for these services and procedures.

My rational for this type of system is that I believe this would allow free market forces to work where it is reasonable that they could work, while coverage would be provided where it is not reasonable that free market forces could work.  I am a pretty big believer of the free market system, but I am not one of these people who believe that the free market will ALWAYS works in a knee-jerk fashion.  When the market is allowed to have price competition, the free market works great.  Unfortunately when you are having a heart attack, you are not exactly in a position to price comparison shop.  The phrase “Location, location, location” is never more true than in that situation!  So really, the conditions necessary for the free market to work are not present.  In those situations I think you have to consider other options. (more…)

A recent poll shows that Americans are evenly split on the issue of closing Guantanamo Bay.  One of the lines of reasoning that seems to be driving the support for not closing the prison is the irrational idea that moving those prisoners here will somehow put Americans at more risk.  Um, what?

While there is no denying that the guys housed at Guantanamo are dangerous people, there is no reason to think that those guys are any more dangerous than any of the people we already house in American prisons.  It’s not like these guys are super villians, members of the Evil League of Evil.  I guarantee out of all the people at Guantanamo Bay, exactly none of them is Bad Horse.  So why are we so much more worried about these guys than we are about our very own home-grown American criminal? (more…)

My first blog entry!  Let me say upfront that I know this blog is pretty much doomed to failure.  I have no real goals, nor any real expectations for this blog.  I have an idea of what I am going to write about today, but no clue about what I am going to write about next time.  But on the flip side, right now I expect this blog to have somewhere in between 0 and 1 reader (I haven’t decided if I am going to read my own blog or not!) so it will be hard to disappoint anyone.  So the plan, if you can call it that, is that about once a week, I am just going to write about whatever I feel like writing about.  I have a feeling that is mostly going to entail writing how the world is so stupid and how things would be so much better if everyone would just let me do all the deciding (stupid people, stupid stupid people!).

So today’s topic, Twitter.  As in, Twitter, I don’t get it.  Its purpose, its popularity, its anything, I just don’t get it.  Whenever I read a twitter, which admittedly is rarely, it just appears to be a collection of short inane comments that are completely unrelated to each other.  I mean, really, what’s the fun in that? (more…)